Alternatives

A privacy-first Mint alternative

Mint is gone. If you're looking for a replacement that never asks for your bank login, here's the honest situation — and where ProFinanceCast fits, fairly compared against the apps people actually move to.

Last reviewed: June 1, 2026

Mint shut down — here's the honest situation

Intuit retired Mint on March 23, 2024. Users were pushed toward Credit Karma (also owned by Intuit), but the move came with real losses:

• Your Mint transaction history, budgets, and goals did not migrate — Credit Karma simply doesn't have those features.
• Credit Karma is a credit-monitoring and offers product, not a budgeting replacement.
• Mint was a US-focused tool, it required linking your bank, and it never forecast years into the future — it tracked the past and the present.

So "where do former Mint users go?" is a real, open question — and the right answer depends on whether you want a tool that links your bank or one that deliberately doesn't.

The different trade ProFinanceCast makes

Mint was free for a reason. It made its money by showing you targeted ads and financial-product offers — a lead-generation model where your financial profile is the product being monetized. That's a legitimate business, but it's a trade: you got a free tool, and your data did the earning.

ProFinanceCast makes the opposite trade on purpose. There is no bank login — you type your income, debts, and goals yourself — so there's no live connection to your accounts to leak, and no transaction stream to mine. We're funded by subscriptions, not advertising, so there's no incentive to sell or profile your data. Your figures are encrypted on your own device, and we don't use them to train AI. You can read the full detail on our security & trust page.

What ProFinanceCast actually does

• No bank login. You enter your numbers by hand (or paste a CSV). Nothing connects to your bank, so there's nothing to compromise.
• A 10-year forecast. It projects your net worth forward and estimates your debt-free date up to a decade ahead — the forward-looking view Mint never offered.
• Works globally, multi-context. It's EU-built and designed to work wherever you are, not just the US.
• Privacy-first by design. No ads in the app, nothing sold, no AI training on your numbers, encrypted on your device.
• Free to start. A free tier, with Pro at €9/mo for the deeper tools.

The honest limitation, stated plainly: because there's no bank sync, ProFinanceCast won't auto-import or auto-categorize your past transactions. It's a forecasting tool you feed by hand, not an automatic transaction tracker.

Mint vs ProFinanceCast — honestly

Who it's for — and who should look elsewhere

ProFinanceCast is a good fit if you specifically want to avoid handing over your bank login, you care about a privacy-first model with no ads, and you want to see where your money lands years from now rather than just categorize last month.

You should look elsewhere if the thing you loved about Mint was the automatic import of every transaction. If you want a bank-sync app that pulls and categorizes your spending for you, Monarch Money and Copilot Money are well-built, well-designed tools for exactly that — they're subscription apps with no ads and no data selling, and they'll do the auto-tracking ProFinanceCast deliberately doesn't. The honest difference is the trade-off: that convenience requires linking your accounts.

Other Mint alternatives, honestly

A fair, one-line read on the main options former Mint users consider:

Want the wider picture? See our guide to budgeting & forecasting apps without a bank login, or read exactly how we handle your data on the security & trust page.